PatkoProperty

PatkoProperty

Singapore
I am a Real Estate Agent in Singapore and graduated from Accountancy in Nanyang Technological University. I hope to use my financial skills and knowledge to my clients purchases and investments.
14
Sep
2027 P1 Registration Changes

2027 P1 Registration Changes — The 1km Rule at 12 Schools

MOE is raising Phase 2C places from 40 to 60, and 12 popular primary schools will split Phase 2C into a 2km track and a beyond-2km track with no distance priority inside either. What it actually does to the school-belt property premium.
9 min read
23
Aug
Income Ceilings for HDB Flats and ECs Raised at National Day Rally 2026

BREAKING - Income Ceilings for HDB Flats and ECs Raised at National Day Rally 2026

At National Day Rally 2026, PM Lawrence Wong announced higher income ceilings for subsidised HDB flats, singles and Executive Condominiums from 24 August 2026. Here are the numbers, the effective dates, and the one EC detail almost everyone will read wrongly.
4 min read
28
Jul
15-Month Wait-Out Period for Private Property Owners Buying HDB Resale Flats Is Removed

15-Month Wait-Out Period for Private Property Owners Buying HDB Resale Flats Is Removed

MND and HDB have removed the 15-month wait-out period for private property owners buying non-subsidised HDB resale flats, with immediate effect. Here is what was announced.
10 min read
19
Jul
What Happens to Your Private Property When You Pass Away in Singapore?

What Happens to Your Private Property When You Pass Away in Singapore

What happens to your private property when you pass away in Singapore? Manner of holding, wills, HDB MOP rules, ABSD, SSD and mortgage — explained clearly.
9 min read
28
Jun
TDSR and MSR Singapore: How Much Can You Actually Borrow? (2026)

TDSR and MSR Singapore — How Much Can You Actually Borrow?

TDSR is capped at 55%, MSR at 30%. But what does that actually mean for your home loan?
10 min read
02
Jun
HDB Resale Levy Singapore : What it is, how much and who has to pay

HDB Resale Levy Singapore: What It Is, How Much, and Who Has to Pay

The HDB resale levy explained — levy amounts by flat type, when it applies, exemptions, and why upgrading to a private condo means you pay nothing at all.
7 min read
08
May
Big Changes to Executive Condos in 2026 – What You Need to Know (And What You Should Do Next)

Big Changes to Executive Condos in 2026 – What You Need to Know (And What You Should Do Next)

Big changes to Executive Condos in 2026 — 10-year MOP, no more Deferred Payment Scheme, and 90% of units for first-timers. Here's what it means for EC buyers.
7 min read
05
May
D'Leedon has one of the best Strata Landed Housing in Singapore

What Is Strata Landed Housing in Singapore? A Simple Guide for Buyers

Strata Landed Housing in Singapore. What is it. How does it work. What are the pros and cons.
10 min read
28
Apr
HUDC Flats in Singapore

HUDC Flats in Singapore: What They Are, Why They Exist, and What You Must Know Before Buying or Selling One

HUDC flats are private property, not HDB — and the rules for buying and selling are completely different. Here is everything you need to know before you make a move.
7 min read
09
Apr
Upcoming New Launch Condos in 2026

Upcoming New Launch Condos in 2026

What are the Upcoming New Launch Condos in 2026 that you might want to look at ?
9 min read